UPI Fraud Jumped 90%: How Banks Can Fight Back Against External Threats TL;DR The meteoric rise of Unified Payments Interface (UPI) has been matched by a 90% surge in sophisticated fraud. From social engineering to malicious screen-sharing apps, external threats are evolving faster than traditional reactive defenses. This article explores why the “human firewall” is failing, the specific mechanics
35 Days Until RBI Compliance: Why Most Indian Banks Are Not Ready for April 1st TL;DR On April 1, 2026, the Reserve Bank of India expects regulated financial institutions to demonstrate continuous external threat monitoring capabilities. This is not about periodic VAPT reports or annual penetration tests. RBI mandates real-time visibility into credential exposure, dark web activity,
The Velocity Gap: Why Banks Are Always One Step Behind Emerging Fraud TL;TR Modern banks operate with world-class security teams and massive budgets, yet they remain tethered to legacy infrastructure that moves in slow “batches.” Meanwhile, fraudsters operate in real-time using agile, AI-driven workflows. To break this cycle, institutions must shift from internal transaction monitoring to external behavioral preemption; the core